Structural Equation Model Approach to National Health Insurance Participation in Disadvantaged Regions
Article Sidebar
Main Article Content
Abstract
Kartu Indonesia Sehat is Indonesia's national health insurance program, which is a right for everyone. However, the distribution of the program is not evenly distributed, especially in disadvantaged, frontier, and outermost regions. This research examines the factors influencing participation rates in Indonesia's national health insurance, the Healthy Indonesia Card program, in disadvantaged, frontier, and outermost regions of South Sulawesi. There are seven variables to estimate these factors, including education, employment, income, knowledge, motivation, socialization and trust. Based on descriptive statistics and a Structural Equation Model Partial Least Squares analysis using bootstrap parameters, there are three influencing factors: occupation, motivation, and trust, with a goodness of fit model of 32.3568%.
Downloads
Article Details
References
Akalili, S. N. (2014). Analysis of the Effect of Sales People (Marketers) on Satisfaction and the Effect of Satisfaction on Recommendations in Housing "X" with Structural Equation Modeling-Partial Least Square Method. Institut Teknologi Sepuluh Nopember
Azeri, B., Tamba, W.P., & Silaban, R.A. (2025). PANCASILA: Jurnal Keindonesiaan 05(1)
Aziza, T. N., & Srimarchea, D. W. (2023). Handling Disadvantaged Regions in Indonesia. Intellectual Heritage Journal, 7(1), 1584-1600.
Damayanti, W., & Kismanto, J. (2024). The Relationship Between Knowledge and Perceptions of the Community Regarding Interest in Participating in the BPJS Health Insurance Program in Polokarto District. Indonesian Journal of Hospital Administration, 7(1), 13–18.
Fauzi, M. A. (2022). Partial Least Square Structural Equation Modelling (PLS-SEM) in Knowledge Management Studies: Knowledge Sharing in Virtual Communities. Knowledge Management & E-Learning, 14(1), 103-124.
Government, J. R. (2021). Sectoral Statistics of Jeneponto County. https://jenepontokab.go.id/statistik_sektoral
Gujarati. (2004). Basic Econometrics (4th Edition). The McGraw-Hill Companies.
Hair, J. F., Ringle, C. M., & Sarstedt, M. (2011). PLS-SEM: Indeed a Silver Bullet. 19(2), 139-151. https://doi.org/10.2753/MTP1069-6679190202
Hidayah, N., & Fernanda, J. (2021). Analisis Penerimaan Aplikasi Pembelajaran Online Menggunakan Technology Acceptance Model 3 dan Partial Least Square Structural Equation Model (PLS-SEM). Journal Focus Action of Research Mathematic (Factor M), 3(2), 161–172.
Indonesian Central Statistics Agency. (2024). February 2024 Income Statistics. BPS Website. https://www.bps.go.id/id/publication/2024/06/07/2db3f6357ef0359d6657bdc4/statistik-pendapatan-februari-2024.html
Kastanja, L. I. (2014). Structural Equation Modeling Based on Variance (SEM-PLS Spatial) for Modeling the Risk Status of Food Insecurity in Papua and West Papua Provinces. FMIPA-ITS.
Melinda, I. G., Suparman, R., Mamlukah, M. (2025). Factors associated with the utilization of national health insurance in achieving universal health coverage. Journal of Health Research Science, 5(1), 187–195.
Nusrang, M., & Fahmuddin, M. (2023). Application of the Structural Equation Modelling-Partial Least Squares (SEM-PLS) method in evaluating factors affecting the Gross Regional Domestic Product (GRDP) in Indonesia. National Seminar on the 62nd Anniversary, 543–548.
Presidential Regulation, Pub. L. No. 131, 131 (2015). https://peraturan.bpk.go.id/Home/Details/41885/perpres-no-131-year-2015
Sehat, K. I. (2022). Service Guide for Participants of the National Health Insurance-Healthy Indonesia Card (JKN-KIS).
Sholihin, M., & Ratmono, D. (2021). SEM-PLS Analysis with WarpPLS 7.0 for Nonlinear Relations in Social and Business Research (2nd ed.). Penerbit Andi.
Sinaga, L. S. B., Saputri, K. D., Putri, J., & Pangestoeti, W. (2025). The Effectiveness of the National Health Insurance Program (JKN) for the Poor. Public Administration and Communication Studies, 2(2), 358–364.
Vinzi, V. E., Chin, W. W., Henseler, J., & Wang, H. (2010). Handbook of Partial Least Squares. Springer London.
Walpole, R. E. (1997). Introduction to statistical methods (3rd ed.). PT. Gramedia Pustaka Utama (Gramedia Main Library).
Wold, H. (2013). Partial Least Square. In G. A. Marcoulides (Ed.), Modern Methods for Business Research. Psychology Press.